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Resource: Guideline on Social Housing retrofitting Financing schemes

Name of organisation: InoFin reviewed by Cecodhas

Type of ressource: guidance documents

Addressed barriers:

  • financial
  • technical
  • managerial
  • legislative

Addressed users:

  • building user (social housing organization)
  • project manager
  • site manager
  • public decision maker


  • English

Process stage:

  • national/ regional strategy development
  • organisational strategy development
  • design phase (project briefing)
  • pre- design phase (appraisal and strategic briefing)
  • user involvement process
  • asset management


Asset Management Funding Project Management


The project has explored what are the best approaches to set-up of financing schemes, including mixing financing sources such as grants, commercial and soft loans, third party financing, revolving funds, structural fund means and public participation models. The key focus of the studies has been on Latvia, Poland, Germany (Brandenburg region), Czech Republic, Slovakia and Bulgaria and has also drawn on experience from EU-15, mainly Germany, the Netherlands and Denmark.


The present Guideline presents some main findings of the InoFin project with a view to inspiring stakeholders to take initiatives for improving the conditions for undertaking investments in the social housing sector, thereby achieving both social and energy benefits.


This guideline is dedicated for stakeholders involved in the process of implementing energy refurbishment projects in the social housing sector in EU New Member States.
It addresses decision makers at national, regional and local level as well as market actors that can contribute to launch and develop tailored financing schemes within the social housing sector in relation to prevailing barriers. This includes housing owners, tenants, financing institutions, construction companies, planners, service companies etc.